Our Risk-free Offer

There is no such thing as "risk-free" in trading!

SwingFish does experience losses too! This is just a normal part of trading, regardless of what and how you trade. Anyone offering a product that promises you incredible gains without any risk exposure by directly trading Your assets on any market is very likely not being entirely honest with you.


So what is different with us?

SwingFish does NOT engage in portfolio management and/or the trade of any funds in your name.

SwingFish trades exclusively with funds provided by EnFoid and has no legal connection to any clients at all. If losses do occur, they are simply dealt with between SwingFish and EnFoid internally.

Funds provided by you are legally classified as a loan granted to EnFoid, which is not used for trading directly, but instead go into the EnFoid Security Fund. The larger this fund, the more trade equity is available for use by SwingFish

EnFoid owns fixed assets such as real estate and long-term holdings, which are placed with financial institutions as collateral. With the funds lent by you, we can in effect make these assets temporarily "liquid" for immediate use.

For this privilege, EnFoid pays you an effective interest rate of 9.55% p.a. There is also a performance dividend, which is variable and depends on weekly performance.

In the event of a default and/or failure of delivery, the same assets are used to fulfil the guarantee and return the funds lent.

Thanks to this construct, EnFoid can offer this product to you truly risk-free to ensure your capital grows with safe gains within a protected environment.

Quick Facts & FAQs

Our responsibility

...is to protect you from typical financial issues or failures.

This product is a loan with flexible rates starting from at least 9.55%, and in the case of gains, as high as 21.9%. (Effective yield for comparison: 9.55%) This provides a basis for calculating earnings that can be expected from Day 1.

How much does this cost?

  • This costs you NOTHING!
  • Bank fees (inbound transfers) will also be covered (not exceeding 1.5%), meaning the calculation of interest will start at 100% of the original amount transferred.
  • You will, however, be responsible for third-party costs, like taxes and exchange rates.
  • Gains in excess of 0.35% weekly will be used to cover future losses and expenses.

What is the minimum amount I can invest?

  • First of all: this is NOT an investment!
  • Legally, you are extending credit to EnFoid with interests calculated on a weekly basis.
  • There is no minimum amount required! (Even US$50 will suffice.)
  • 100% of your capital is protected and will be paid back in full.
  • The maximum amount, however, is limited to the amount of funds held and available in the reserved Security Fund.
  • As of now, the largest loan possible is US$101,000. More details
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By the numbers...

  • * A WEEKLY GAIN OF 0.175% IS GUARANTEED
  • Compare our effective return of 9.55% p.a. to competing products. (Effective returns must be expressly stated by law.)
  • However, typical weekly gains paid are 0.26-0.35%.
  • 100% of your capital is protected and will be paid back in full.
  • Gains exceeding 0.35% weekly will be used to protect against future losses.

When can I withdraw

You can request a withdrawal at any time, but before the markets close for the weekend. We calculate earnings and performance for the week prior while the markets are closed, then process your request and deduct from your account at the same time.

also: All plans can be canceled 14 days before end of the month. We will simply use the last balance and profit calculation as of the last weekend, then pay you all earnings as well as your principal amount. Unless otherwise agreed, there is no commitment period longer than one month.

Do you really guarantee returns of 9.55%?

We calculate earnings on a weekly basis, which means there will be 52 summaries made during the whole year, not just one at the end of the year. Weekly gains are set at a guaranteed return of at least 0.175%. In case of a gain, this can go as high as 0.35%. By simply multiplying 0.175 by 52, we arrive at a return of 9.1%. Adding the compounding factor 52 times pushes you over the 9.55% value (excluding withdrawals or additional dividends paid to you).

The bottom line

Your money is NOT subject to any actions of a speculative nature, and will be treated legally as a loan. This makes us a Juristic Person and personally liable in the case of losses.

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Compare Some Other Products

SwingFish Bank Account Trade Yourself Self Investment 401(k) (Retirement Plan)
Interest 9.55 to 21.9% 0.06 - 1% [info] 0-40% ~7% [info] 5% to 8%
Term 1 week Anytime Anytime Months Years [penalties]
Funds at Risk No Risk No Risk 100% or more 100% or more Some
Guaranteed Returns 9.55% 0.5% None None ~
Compounding 52 times Once ~ ~ Once
Data for comparision is collected from various sources and may vary in different countries

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version: 4908 | updated: 1 day ago | en.US | 162.158.79.236 | risk-free